My wife and I know that our baby, due in August, is going o have a BLCL and BLCP. We currently get insurance through her work, but given the situation @ hand she will be quitting her job and we were going to take out an new policy once the baby comes.
We are having alot of trouble with this, as far a pre-existing condition. Has anyone on here been in this situation? What can we do...or is there anything we can do. Basically what we have been told is that if she quits, the baby is unsurable or will have an extremely high premium (1 quote was 3K a month).
We can do cobra for the baby for a maximum of 18 months after she is off maternity leave. Thoughts???